Because you accrue pension with Mars Pensioenfonds, you will receive an annual overview and a letter about your pension by mail today. This overview is also referred to as the Uniform Pension Overview (UPO). Do you receive your mail digitally? Then this annual overview can be found under 'My pension mail'. 

The UPO tells you how much pension you have accrued with us up until now and what your partner and your children, if applicable, will receive in the event of your decease. So make sure to check it!

At www.marspensioen.nl/upo2021, we have listed the key points for you:

• Why a UPO?
• What will happen to your pension in good or in bad times?
• The choices you have for your pension.
• Comprehensive overview of your pension (including state retirement pension, Mars pension and any pension accrued with other employers).

It might sound strange, but chances are that the amounts you see under ‘What happens in good times or in bad times?’ are lower than last year. Here is why. De Nederlandsche Bank (DNB) wanted the pension funds to adjust their expectations. This also applies to us. This does not mean you have accrued less pension. We just needed to be a little less optimistic about the future. Just like all other pension funds. Read more on www.marspensioen.nl/upo2021.