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Kunt u deze e-mail niet goed lezen? Schakel dan afbeeldingen voor deze e-mail in of bekijk de online versie.
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Upcoming changes in your pension scheme and a tip
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Dear employer,
The summer holiday season is approaching. You probably have other things to think about than your pension. We fully understand that. Still, we have some important information for you about several upcoming (statutory) changes. This newsletter also explains how to get a quick overview of your notice. We wish you a great summer!
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| New tax limits for pension due to raised target retirement age |
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Due to an increased life expectancy for the population of the Netherlands, the target retirement age will be raised from 67 to 68 as per 1 January 2018. This is an automatic process resulting from legislation. The increase will allow your employees to accrue pension for another year. Because of this the maximum annual tax-deductible pension contribution is lowered. This means that you may need to adjust your pension scheme in order to remain compliant with tax legislation. You can expect more detailed information from us - no later than September - on the exact consequences for your pension scheme.
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A fixed or variable pension for your employees
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When your employees retire, they purchase a pension using their accrued pension capital. Opting for a fixed pension payment means choosing certainty; the exact amount of their life-long pension is known in advance. The government recently introduced the option of a variable pension benefit, which involves the continued investment of the pension capital after the retirement date. As a result, the actual amount of the pension benefit may vary annually. It depends on the returns on investment achieved. Though a variable pension offers less certainty, it is expected to yield more.
This has prompted Aegon PPI to renew its pension subscription. We will send you more information on this subject within the next two weeks.
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| Tip: How to get a quick overview of your notice |
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Do you have any questions about the specification of your notice? You can easily download the specification yourself. This is how it works:
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In the employer portal, click 'Notice'. You will see a PDF icon for the notice and an Excel icon for the specifications.
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Click on the Excel icon. It will start to 'spin', followed by an arrow appearing.
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Click on the arrow to download the specifications of the notice per employee in Excel.
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| Contact your adviser |
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The raised target retirement age and the variable pension are complicated subjects. It is important that your employees are well informed. Your adviser and Aegon PPI are happy to help you. Do you want independent advice? Then contact your adviser.
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| Questions? Our employers' desk is at your service |
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The website www.aegonppi.nl provides more information. Cannot find the answer to your question? Then call the new employers' desk at (050) 582 19 14. You can reach us Monday to Friday from 9 am to 5 pm. Or send an e-mail to werkgever@aegonppi.nl.
Yours sincerely,
Martin Spaans
Manager Customer Services
Aegon PPI
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Aegon Nederland N.V., Aegonplein 50, Postbus 202, 2501 CE Den Haag, KvK Haaglanden 27111251.
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