Some of the Pension Subscription rates are adjusted annually, as they are related to the development of market interest rates. The market interest rate decreased in 2016. This causes the contribution for the surviving dependants' and Anw gap pensions to go up. Despite this increase, the impact on your total contribution is very small: a mere 0.5%, approximately. The attachment provides an overview of the adjustments. The new rates and statutory amounts will be incorporated in your invoice for January 2017.

Your employees accrue a pension capital with Aegon PPI and use this capital to purchase a pension upon retirement. How much pension they can purchase depends on the market interest rate. A low market interest rate means a lower pension payment than a high market interest rate. 

As of September 2016 different rules are in force in order to limit the influence of low market interest rates. 
They allow your employees to continue to invest after retirement. Are the investments doing well? Their pension payments will go up. A poor investment year will lead to the opposite.

Aegon automatically provides a proposal for the purchase of a pension payment to currently retiring personnel, so no adjustments there. However, Aegon is the first to offer an additional opportunity: the Aegon distributing investment pension.

The website www.aegonppi.nl provides a great deal of information. Cannot find what you are looking for? Then call the new employers' desk at +31 (0)50 582 19 14. You can reach us Monday to Friday from 9 am to 5 pm. Alternatively, you can send an e-mail to werkgever@aegonppi.nl.

Yours sincerely,

Martin Spaans
Manager Customer Services
Aegon